Convert between 30+ world currencies using live exchange rates fetched directly from a public API. Enter any amount, select your currencies, and get the converted amount instantly.
Perfect for travellers, online shoppers, freelancers invoicing international clients, and businesses dealing with multiple currencies.
Free foreverNo data storedInstant resultsLive exchange rates
Currency conversion
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Result
Converted amount
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Exchange rate
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Inverse rate
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Mid-market rate
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Rates updated: —
Popular currency pairs
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How Currency Exchange Works
Currency exchange rates show how much one currency is worth in another. They fluctuate constantly based on supply and demand in global foreign exchange (forex) markets, which trade over $6 trillion per day — making it the largest financial market in the world.
Mid-market rate vs bank rate
The mid-market rate (also called the interbank rate) is the midpoint between buying and selling prices — it is the "true" exchange rate you see quoted in financial news. Banks and exchange services add a markup (spread) on top of this rate, which is how they make their profit. This calculator shows the mid-market rate, so actual rates from banks or services will be slightly different.
Why exchange rates change
Exchange rates are driven by: interest rate differences between countries, inflation rates, economic data (GDP, employment), political stability, central bank policies, and market speculation. Major economic events can cause rapid and significant rate movements.
Tips for getting the best exchange rate
Avoid exchanging currency at airports — they offer the worst rates. Online services like Wise (TransferWise) or Revolut typically offer rates much closer to the mid-market rate. For large transfers, compare multiple providers as the difference can be significant.
Frequently Asked Questions
Are these exchange rates live?
Yes — rates are fetched from a free public API (exchangerate-api.com) and are updated regularly. For critical financial transactions, always verify with your bank or payment provider as actual transaction rates include a spread.
What is the mid-market rate?
The mid-market rate is the midpoint between the buy and sell prices of a currency pair. It is the fairest representation of a currency's value. Banks and exchange services charge more than this rate — the difference is their fee or profit margin.
Why is my bank rate different?
Banks and currency exchanges add a markup (typically 1-5%) to the mid-market rate. This is called the spread and is how they profit from currency exchange. Services like Wise charge a transparent fee and offer rates much closer to the mid-market rate.
Which currencies are supported?
This converter supports 30+ major world currencies including USD, EUR, GBP, JPY, CAD, AUD, CHF, CNY, INR, MXN, BRL, and many more. Cryptocurrencies are not currently supported.
How often do exchange rates change?
Foreign exchange markets are open 24 hours a day, 5 days a week. Rates change constantly during trading hours. Our rates are updated periodically from a public data source and are suitable for general reference and planning purposes.